Terms of Service

The agreement between you and IdeaNetWorth

Plain terms for a small product run by one person. Read section 2 even if you read nothing else — it is the one that says what this library is and, more importantly, what it is not.

Version 1.0In force from 11 September 2026 Provider Samir Messaoudi, sole trader, United States
  1. Who you are agreeing with
  2. What this is, and is not
  3. Your account
  4. Plans, payment and cancellation
  5. Credits
  6. What you contribute
  7. What is ours
  8. How you may use it
  9. Availability
  10. Ending this
  11. Liability
  12. Changes to these terms
  13. Law and disputes

1Who you are agreeing with

IdeaNetWorth is operated by Samir Messaoudi, a sole trader based in the United States (“we”, “us”). There is no company behind it and no support desk — one person builds and runs it.

Everything reaches us the same way: the contact form. We do not publish an email address, so that form is the route for questions, billing, complaints, legal notices and anything about your personal data.

2What this is, and is not

IdeaNetWorth is a research library of startup ideas. Each idea carries a market size, a financial model, named competitors, a risk profile and a score across seven dimensions.

Every number here is a modelled estimate, not audited market data. Market sizes, revenue projections, costs, CAC, LTV and every score are produced by us and by AI research tools working from public sources. They are opinions expressed as figures. They are frequently wrong, and they are wrong in ways that are not always visible.

None of it is investment, financial, legal, tax or professional advice. Nothing here is a recommendation to start a business, spend money, raise money or invest in anything. If you are about to make a decision that matters, get advice from somebody qualified and paid to be right.

You are responsible for what you do with it. If you build a business on an idea from this library, that is your decision, your risk and your money. We make no promise that any idea is original, viable, available, unclaimed, or not already being built by five other people.

3Your account

4Plans, payment and cancellation

Explorer is free and always will be: every idea and every score, one opened in full each day, money shown as ranges, and 50 credits a month.

Serious is $19 per month. It removes the daily limit, turns the ranges into exact figures, opens the business and implementation plans, adds CSV and JSON export, and pays 50 credits a month.

Your statutory rights come first. The paragraph above is our commercial policy, not a limit on the law. Where the consumer law that applies to you gives you a right to cancel, withdraw or be refunded — and in the UK, the EU and several US states it may — that right stands regardless of what this page says, and we will honour it. Ask through the contact form.

5Credits

Credits are how the platform meters the things that cost us money or that only mean something when they are scarce — sending an idea to a curator, running the research, liking, commenting, sharing.

6What you contribute

Ideas you submit, comments you write and notes you keep are yours. We do not claim ownership of them.

By submitting an idea for review, you grant us a non-exclusive, worldwide, royalty-free licence to publish it in the library under your byline, to edit it for accuracy and house style, to research it further, to include it in the daily email, and to let other members read, export and discuss it. That licence lasts as long as the idea is in the library.

You confirm that what you submit is yours to submit — that it is not copied, not confidential to somebody else, and not subject to an NDA you have signed.

We can decline, edit, unpublish or delete any submission. Publishing is a curator's judgement, and the 30 credits it costs to enter the queue buys the review, not the outcome.

7What is ours

The library — the research, the models, the scores, the site and its code — belongs to us or to the members who contributed to it. Your subscription buys you access to read and use it for your own purposes, personal or commercial.

It does not buy you the right to republish it, resell it, or build a competing product out of it.

8How you may use it

Use the library for your own work — research a market, plan a business, brief a team. What you may not do:

9Availability

We do not promise the site will be available at any particular time. It is run by one person on hosted infrastructure, and it will occasionally be down for maintenance, for a provider's outage, or for a mistake of ours.

We may change how features work, add them, or remove them. If we remove something you are paying for, you can cancel and we will refund the unused part of that month — the one case where we do refund mid-period.

10Ending this

You can close your account at any time through the contact form. We will delete it and the personal data attached to it, as described in the Privacy Policy. Ideas you published stay in the library but lose your byline.

We can suspend or close an account that breaches these terms. Where it is reasonable to do so we will say what the problem is first and give you a chance to fix it. For serious breaches — fraud, abuse of other members, bulk extraction — we may act immediately.

11Liability

To the fullest extent the law allows:

Nothing here limits liability for fraud, for death or personal injury caused by negligence, or for anything else that cannot lawfully be limited.

12Changes to these terms

We may update these terms. The version and date at the top always say which one is in force. If a change materially reduces what you get or increases what you pay, we will tell subscribers by email before it applies, and you can cancel.

Carrying on using the site after a change means you accept it.

13Law and disputes

These terms are governed by the laws of the United States and of the state in which the provider is resident, without regard to conflict-of-law rules. Disputes go to the courts of that place.

If you are a consumer, this does not remove the protection of the mandatory consumer law of the country you live in, or your right to bring a claim where you live.

Before anything formal, please use the contact form. Most things are a misunderstanding and are quicker to fix than to argue about.